Debit & Credit Card Casinos USA

We’ve played with credit cards and debit cards at online casinos because they’re secure and relatively fast. Whether you use Visa, MasterCard, Amex, or Discover. We also explore the pros and cons of using credit or debit cards at the best real-money casinos.

Top Online Casinos That Welcome Credit/Debit Card Deposits & Payouts

Credit & Debit Card players will be happy to hear that the best online casinos for Americans  on this page accept credit cards for both deposits and withdrawls. They welcome you with a bonus, pay fast, and provide 24/7 support.

Some casinos accept Debit and credit cards only as a deposit method but not for withdrawals. We have filtered out the list below in which you can get your instant fast online casino payouts using Visa, Mastercard, Amex or Discover Card

Best choice

Red Dog Casino

instant payout casino
Instant Payout Casino

Best choice

Weclome bonus

Up to $2450 Slots Bonus

instant payout casino
Instant Payout Casino
Play Now

Weclome bonus

300% up to $2,500

Best Bonus Casino
Play Now

Weclome bonus

200% Match Bonus up to $6,000

Best Bonus Casino
Play Now

BoVegas

Best Bonus Casino

Weclome bonus

300% Match Bonus up to $5,500

Best Bonus Casino
Play Now

BetWhale

Best Bonus Casino

Weclome bonus

250% Match Bonus

Best Bonus Casino
Play Now

Weclome bonus

Bonus of up to $14,000 claimable across 5 deposits

Best Bonus Casino
Play Now

Weclome bonus

$7,500 Fiat and $9,500 Crypto Bonus

Best Bonus Casino
Play Now

BetUS Casino

instant payout casino
Instant Payout Casino

Weclome bonus

250% up to $5,000

instant payout casino
Instant Payout Casino
Play Now

Weclome bonus

$8,000 Welcome Bonus

Best Bonus Casino
Play Now

Weclome bonus

250% Match Bonus

Best Bonus Casino
Play Now

Weclome bonus

300% up to $1,500

Best Bonus Casino
Play Now

Weclome bonus

500% up to $2,500

Best Bonus Casino
Play Now

Weclome bonus

250% Slots Bonus

Best Bonus Casino
Play Now

Weclome bonus

300% up to $3,000

Best Bonus Casino
Play Now

Weclome bonus

300% Welcome + 100% Cashback

Best Bonus Casino
Play Now

Weclome bonus

$7000 In Welcome Bonuses

Best Bonus Casino
Play Now

Weclome bonus

300% Deposit Bonus + 100% Cash Back

Best Bonus Casino
Play Now

Weclome bonus

Welcome Bonus Pack of up to $7,000

Best Bonus Casino
Play Now

Weclome bonus

300% Match Bonus up to $7,000

Best Bonus Casino
Play Now

Weclome bonus

300% Welcome Bonus

Best Bonus Casino
Play Now

Weclome bonus

300% Match Bonus up to $840

Best Bonus Casino
Play Now

Weclome bonus

295% Slots Bonus

Best Bonus Casino
Play Now

Weclome bonus

300% match bonus up to $10,000

Best Bonus Casino
Play Now

Weclome bonus

350% Match Bonus To $3,000

Best Bonus Casino
Play Now

Weclome bonus

200% up to $4,000

No Deposit Casino
Play Now

credit debit card casinos

How to Use a Credit Card to Deposit and Withdraw Casino Wins

We tell you how to deposit and withdraw your money with a credit card. Keep in mind, that there are casino gambling sites that charge up to 7.5%.

terms conditions icon

Before you Deposit Money with a Debit or Credit Card

Follow the on-page instructions and read the terms the online casino gives you when you register an account. We suggest you verify your account by completing the casino’s KYC process immediately. They usually verify player accounts within 48 hours, some sites like Ignition Casino take up to 72 hours.

register icon

Register an Account

For a hassle-free experience only play at any of the online credit card casinos we recommend. Fill in the online form with your details.

cashier icon

Go to the Banking Section

Go to the cashier and choose the credit card method you wish to use. It can be Visa, MasterCard, Amex or Discover.

deposit icon

Deposit Money

Click on deposit, key in the amount, and confirm the transaction. Unlike Bitcoin which takes up to 15 minutes for deposits to show, Credit card deposits are instant.

bonus icon

Play with a Bonus

The bonus is entirely optional. If you go the bonus route, make sure you understand its fine print.

Withdrawing Your Money with a Credit or Debit Card

You've put in all the hard yards and now it's time to withdraw your money.

website icon

Go to the Casino's Website and Login

Login to your account with your username and password.

verification icon

Verify Your Account

If you haven’t verified your account yet. They require a copy of the front and bank of your credit card. Make sure you include the CVV number. They also need a color copy of your passport, utility bill, and a ban statement not older than 3 months.

cashier icon

Go to the Cashier

Make sure you have enough money that exceeds the casino’s minimum withdrawal limit. Click on credit card withdrawal and the amount you wish to withdraw. It takes 3-5 business days before you’ll receive your credit card winnings.

Pros and Cons Credit/Debit Card Casinos

Pros

  • Deposits are instant
  • Extremely secure thanks to SSL encryption
  • Most online casinos accept them
  • Exclusive bonuses on deposit and regular promotions

Cons

  • Withdrawals can take 3-7 days
  • Charges fees for withdrawals up to 3.5% to 7%
  • Low withdrawal limits

Different Credit Cards You Can Use at Online Casinos

Credit card options you can use at online casinos are Visa, MasterCard, Amex, and Discover. In some cases, you can also use prepaid cards. We give you a brief overview of the types of credit and debit cards online casinos accept.

visa card logo

Visa

Of the credit card options Visa is the most popular, and you can use them at any online casino. It’s easy to use Visa, especially when it comes to deposits and withdrawals.

Players often forget to include the CVV number when they verify their accounts. Other than that, Visa is cheap, secure, and convenient. Deposits are instant, and you can keep track of withdrawals.

Visa also has its problems. Fees can be as high as 7.5% for withdrawals. The verification or KYC process at online casinos is stringent. In other words, players must jump through a few hoops before the site will verify their accounts.

Also, some online casinos impose low deposit limits of up to $1,000. Withdrawals are significantly lower too. Compare that to Bitcoin players who can deposit up to $500,000 at Wild Casino.

mastercard logo

MasterCard

MasterCard is another credit card banking method that is secure at online casinos. Deposits are quick and it’s safe, and they’re instant.

For the sake of this guide, we used our MasterCard at Exclusive Casino. We deposited $50 which they credited instantly to our account.

That automatically qualified us for their bonus of up to $7,000. We can withdraw up to $2,500 within 3-7 business days and they grant us 1 withdrawal per week. Perhaps, not the best, but at least we can play our favorite RTG slots to win money.

american express amex logo

American Express - Amex

American Express or Amex is a fast and reliable payment method to play real money blackjack. Our favorite Amex casino is Free Spin Casino.

Deposits are safe and secure, and they accept Amex as a payment option too. Unlike most US online casinos where you can use it to deposit but not to cash out.

Deposits with Amex are instant, and the site tops up your budget with a bonus of $7,000. Amex is also a recognized global brand. The problem however is some Amex casinos charge fees for Amex.

Did we win any money to warrant a withdrawal with Amex at Free Spin Casino? Yes, we did, we received our money within 5 business days. That’s slightly longer than usual, what’s important is that they pay.

discover card logo

Discover

Aside from being a secure and safe deposit method, Discover has a mobile app. That means, you can deposit and withdraw money at an online casino from your smartphone.

In some cases, Discover gives players up to 1% cash back and deposits are instant. Desert Nights Casino is a quality site that accepts Discover.

That includes withdrawals of up to $2,000 within 3-7 days as well. Now, is it safe to use Discover as a banking method at Desert Nights Casino?

Yes, it is, the site uses SSL encryption that protects your private data. You’ll have to do ID verification before you can request a withdrawal.

Moreover, there are different types of Discover Cards such as Cash Back, Student, Travel, and Secured Discover.

Can I Play at an Online Casino with a Debit Card?

Yes, you can. Unlike playing with a credit card that “borrows” you the money, well, in some cases. Many players prefer to play with debit cards because it helps them to control their budgets.

If you no longer have any funds in your account, you can borrow it from your debit card. Debit cards are fast and they’re secure.

Criteria We Use to Pick the Best Credit Card Casinos

Reputation is key and it helps if the site operates with a license. We have a look at the quality of their games and which software providers power them.

Furthermore, we peruse the size of their bonuses, free spins, and the terms attached to them. Last but, not least, we test their support by contacting them. The quality of their replies, if they know their products and professionalism.

Other Banking Methods

As a credit card player who plays real money casino games, you must have a backup banking method. Some sites don’t accept it as a withdrawal method.

As such, they accept cryptos, checks, or bank wire. If you’re in a hurry to get your cash fast then Bitcoin is your best option. Bank wire and check payments usually go out within 5-15 days.

Conclusion Playing With Credit Cards at Online Casinos

Playing with credit cards at online casinos is safe and secure. Even though some sites charge hefty fees and their withdrawal limits are low. Before you sign up at a new credit card casino check the games, welcome bonus, and ongoing promotions.

The quality of the games they list must be from Betsoft, BGaming, Rival, Woohoo, or Dragon Gaming. All of them are reputable software providers with RNG-certified games.

FAQs About Credit/Debit Card Online Casinos

Yes, it is. They use SSL encryption and the credit card company has the best security measures in place as well.

Yes, they do. Sites like Wild Casino offer deposit bonuses of up to $5,000 players can claim on a deposit of $20.

Desert Nights and Free Spin Casino clear payments of up to $2,500 within 3-7 days.

Yes, they require certain documents as part of their KYC process.

You can cash out your money with either bank wire, checks, or cryptos like Bitcoin.

Some sites charge fees of 3.5% to 7% for deposits or withdrawals. Before you sign up, visit the banking section to see if the site charges fees.

Yes, it is. If you’re not sure contact the casino’s live chat support.

mark taylor

the author

mark taylor

Mark Taylor

Mark Taylor: Expert in Online Casino Reviews

the author

Mark Taylor, with 20 years of experience, is a seasoned expert in reviewing, ranking, and testing online casinos and games. His deep industry knowledge and commitment to detailed, honest evaluations have made him a trusted authority for players navigating the world of online gaming. Mark's insights, grounded in both technical expertise and a gamer's perspective, are invaluable for understanding the complexities of online casinos and games.